Catastrophic Injuries

Some injuries don't heal. They don't get better with time. They permanently alter the course of someone's life. Catastrophic injuries—traumatic brain damage, spinal cord trauma, amputations, severe burns, paralysis—change everything. Not just for the victim, but for their entire family. The person you knew before the accident may never fully come back. The future you planned together is gone.

If you or someone you love has suffered a catastrophic injury, you're facing a lifetime of medical care, rehabilitation, home modifications, and lost independence. The financial burden is staggering. The emotional toll is immeasurable. And insurance companies will try to minimize both.

You deserve more than a quick settlement that covers your current medical bills. You deserve compensation that accounts for decades of future medical care, the loss of your ability to work and earn a living, the modifications needed to make your home accessible, the assistive devices you'll need, and the profound impact on your quality of life.

At Emas Law Group, we understand what's at stake. With our combined experience from both sides of personal injury law—Stacy defending insurance companies and understanding how they value catastrophic injury cases, David prosecuting cases and knowing how to prove damages—we know how to build comprehensive claims that reflect the true cost of your injuries.

Types of Catastrophic Injuries We Handle

• Traumatic Brain Injuries (TBI) – Concussions, diffuse axonal injuries, skull fractures, and brain damage causing cognitive impairment, memory loss, personality changes, and permanent disability.
• Spinal Cord Injuries – Complete or incomplete paralysis, paraplegia, quadriplegia, and permanent loss of mobility and sensation.
• Amputations – Loss of limbs requiring prosthetics, multiple surgeries, physical therapy, and significant lifestyle changes.
• Severe Burns – Third and fourth-degree burns causing permanent scarring, disfigurement, chronic pain, and the need for skin grafts and reconstructive surgery.
• Multiple Fractures and Crush Injuries – Severe bone and tissue damage requiring multiple surgeries and leaving permanent impairment.
• Organ Damage – Internal injuries causing permanent organ dysfunction or failure.
• Vision or Hearing Loss – Blindness, partial vision loss, deafness, or tinnitus that permanently affects your ability to function.

Your injury deserves full compensation. Call (305) 433-3135 for your free consultation.

Calculating the True Cost of Catastrophic Injuries

Insurance companies want to settle your case quickly—before the full extent of your future needs becomes clear. They'll offer compensation based on your current medical bills and lost wages, ignoring the decades of care and expenses ahead. That's not enough.

At Emas Law Group, we work with life care planners, medical experts, and economists to calculate the complete cost of your catastrophic injury:

• Future Medical Care – Surgeries, rehabilitation, medications, assistive devices, and ongoing treatment for the rest of your life.
• Lost Earning Capacity – Not just past lost wages, but the income you'll never earn because you can't return to your career.
• Home and Vehicle Modifications – Wheelchair ramps, bathroom renovations, accessible vehicles, and other necessary accommodations.
• In-Home Care – Nursing care, personal attendants, and assistance with daily living activities.
• Pain and Suffering – Compensation for physical pain, emotional distress, and the permanent loss of quality of life.
• Loss of Consortium – The impact on your spouse and family who have lost companionship, support, and intimacy.

These calculations are complex and require expert testimony. We have the resources and experience to build the comprehensive case your catastrophic injury demands.

How much is a catastrophic injury case worth?

Catastrophic injury cases are among the highest-value personal injury claims because they account for a lifetime of damages. A 30-year-old who suffers a spinal cord injury may need 40-50 years of medical care, in-home assistance, and adaptive equipment. When you factor in lost earning capacity, future medical costs (which increase over time), necessary home modifications, and pain and suffering, settlements and verdicts can reach millions of dollars. The exact value depends on your age, the severity of your injury, your career and income, and the quality of expert testimony. During your free consultation, we'll provide an honest assessment of your case's potential value.

What if the insurance policy limits aren't enough?

In catastrophic injury cases, the at-fault party's insurance coverage may not be sufficient to cover your full damages. We investigate all potential sources of compensation, including the defendant's personal assets, umbrella policies, additional liable parties, your own uninsured/underinsured motorist coverage, and other insurance policies that may apply. We also explore structured settlements that provide guaranteed income for life rather than a lump sum that might run out.

Should I accept a settlement or go to trial?

That depends on whether the settlement offer reflects the true value of your case. Insurance companies know that catastrophic injury victims need money now for medical care, so they pressure you to settle quickly for less than your case is worth. We never recommend settling until we've fully calculated your future needs with the help of medical and economic experts. If the insurance company won't offer fair compensation, we're fully prepared to take your case to trial. Our job is to present all options, explain the risks and benefits, and support whatever decision you make.

Don't settle for less than you need. Call (305) 433-3135 now for your free case evaluation. Available 24/7.

Fighting for Your Future

Catastrophic injuries change lives forever. You face decades of medical treatment, rehabilitation, and adaptive challenges. Your family faces the emotional and financial burden of caring for you. The at-fault party's insurance company will try to minimize your claim—offering quick settlements that don't account for your future needs.

At Emas Law Group, we take a different approach. We work with life care planners who project every aspect of your future medical needs. We consult economists who calculate lost earning capacity over your expected lifetime. We hire medical experts who explain your injuries and prognosis to insurance companies and juries. And we fight aggressively to ensure you receive compensation that truly reflects the magnitude of your loss.

You pay nothing upfront. We advance all expert fees and litigation costs. We only get paid if we win your case. That means we have every incentive to maximize your recovery—and we have the experience and resources to do it.

If you or a loved one has suffered a catastrophic injury, call Emas Law Group at (305) 433-3135 for your free consultation. We're available 24/7 because we know that catastrophic injuries don't wait. Let us start fighting for the future you deserve.